So, you are ready to buy a property. Congratulations! It marks a major milestone in your life. Whether it’s for own-use or investment, purchasing a big-ticket item involves careful planning based on your financial capability. Most of us will need a housing loan, but with so many options out there, pinning one down can be complicated. 

Incorporating his prior experiences while contracted under Singapore’s Mediacorp, Freeman Woo excelled as a real estate negotiator and is today the co-founder of Kith and Kin Realty Sdn Bhd. 

Among the latest, Levine and his wife, South African supermodel, Behati Prinsloo, have picked up American actor, producer, director, and podcaster Rob Lowe’s former family home in Montecito, California, USA, says TopTenRealEstateDeals.com.

Having bought properties for investment purposes, you may mistake the rental returns as investment gains that are tax-exempted, but unfortunately, any rent received is to be declared as taxable income. 

The debt servicing ratio or DSR is a method that banks use to determine whether you can afford to pay the loan you are applying for. To measure whether you can afford the loan, the DSR takes into consideration the amount of commitment that you have against your income. 

Spanning a sizable living space of 7,450 sq ft, this two-storey mansion sited on three-acre ground atop a cliff has been tastefully designed and has a panoramic view of the shore with floor-to-ceiling sliding glass windows for residents and guests to enjoy.

The more responsive developers have been putting on their thinking caps — rethinking the way homes should be built not only as a sanctuary after a hard day’s work, but to enable them to be a whole-day functioning home which are future-proof and can continue to deliver versatile functions and value for many years to come.

While some may not be familiar with refinancing, it is worth understanding the finance option, especially if you are a homeowner with a mortgage. Put simply, to refinance your home is to replace your current loan with a new loan that pays off the debt of the first one. The new loan should also come with better terms than the existing loan. 

Recognising that innovation is the key to driving growth, SkyWorld Development Group has wasted no time in equipping itself to stay ahead of the game. In its bid to be a key differentiator in the property industry, SkyWorld has initiated several forward-looking features into its business operations as well as property developments.

Developed by award-winning SkyWorld Development Group, you can enjoy the privacy of residing in the unit and the flexibility of renting it out at the same time, because the project comes with a dual-key concept.